Chapter 7 bankruptcy relief for individuals and families in Fort Worth, Tarrant County TX and throughout all of Oklahoma. Northern District of Texas. All Oklahoma federal districts. Free consultation.
If you are overwhelmed with debt, behind on bills, facing lawsuits, garnishments, repossessions, or foreclosure, bankruptcy may provide the relief you need. It is not failure - it is a legal tool designed to give people a genuine second chance.
At Eller Legal, we handle bankruptcy with the same care and professionalism as every other area of our practice. Attorney Garrett Eller will review your situation, explain your options clearly, and guide you through every step of the process.
Call or text 682-RIP-DEBT for a free, confidential consultation. We serve bankruptcy clients in Fort Worth, Tarrant County, Parker County TX (Northern District of Texas) and throughout all of Oklahoma (Northern, Eastern, and Western Districts).
The most common type of personal bankruptcy for individuals
Usually no. Texas has generous exemptions. Most people keep their home, vehicle, clothes, furniture, and other essential property. We review your specific situation during your consultation.
No. Many people begin rebuilding their credit immediately after discharge and qualify for credit cards and car loans within one to two years. The damage from unpaid debt often exceeds the impact of a discharged bankruptcy.
Not unless they also file. In some cases we need their income information to complete the required means test forms. We will walk you through this at your consultation.
Usually not. Bankruptcy is a public record, but employers rarely check. The most common disclosure situation is when a wage garnishment must be stopped and the employer is notified as part of the process.
You may qualify for Chapter 7 if your income is below a certain level or if you pass the "means test," which compares your income and expenses. We check this for you during your free consultation - no guessing required.
Free, confidential consultation. Serving Fort Worth & Tarrant County TX (Northern District) and all of Oklahoma (Northern, Eastern, and Western Districts).